Florida Online Baccarat Games

Baccarat is one of the classic online casino games in Florida, made famous in James Bond movies as the game of choice for globe-trotting high rollers. However, outside of that imagery, baccarat is actually based entirely on the luck of the draw, with no skill aspects whatsoever. This makes Florida baccarat online a viable and true-to-life real money gambling pastime, whether you’re playing video variants of live dealer baccarat.

While you can play at FL baccarat tables in the Sunshine State’s six Seminole casinos, you can only play online baccarat for real money at offshore gambling sites open to Florida residents. These sites are legal and safe to use, and you can get all those seat-of-your-pants thrills while sitting on your duff, wherever you happen to be in the state. If you’re a player and want to take on the banker, our online baccarat guide covers all the basics.

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Best Online Florida Casino For Baccarat Players In 2024

Bovada Casino Bonus: 100% Up To $3,000

At Bovada, you can play online baccarat developed by the best RNG developers in the space (like RTG), and you can play online baccarat live dealer games, too. You can even play baccarat online free at Bovada!

New members who sign up today can take advantage of the Bovada Casino Welcome bonus worth up to $3000 in extra cash, and all FL residents aged 18 and up are welcome.

  • Operates legally out of Costa Rica, Central America
  • RNG software developed by some of the best companies in the industry
  • Dozens of baccarat sims to choose from
  • Live dealer baccarat options
  • Secure, state-of-the-art SSL/TLS encryption
  • Deposit options include Bitcoin, Bitcoin Cash, Litecoin, Ethereum
  • Bovada Vouchers now supported
  • Full sportsbook, racebook, poker room, casino
  • Open to FL residents aged 18+

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Is Online Baccarat Legal In Florida?

You bet it is! In the Sunshine State, there are no FL state gambling laws on the books barring state residents from playing legal online baccarat (or any other casino game), and offshore FL casinos are the only venues that offer the pastime with full online and mobile convenience. As long as these sites are legitimately authorized in their own home countries, you can play without reservation.

Similarly, there are no federal US laws preventing FL residents from playing baccarat online, as the reputable gambling sites hosting these games operate from outside of US legal jurisdiction. If you live in the Sunshine State, online baccarat gambling is safe, secure, legal, and a whole lot of rollicking, high-rolling fun!

Types of Online Baccarat Available to Florida Players

There aren’t many different versions of baccarat. In fact, traditionally, there are only five, each with slightly different baccarat rules:

Punto Banco

The most popular version. Also called North American Baccarat, or simply Baccarat. Six to eight decks.

Baccarat Chemin De Fer

Originated in France. The fastest version. Six decks.

Baccarat Banque

Also known as Baccarat à Deux Tableau. Much more prominent Banker position. Three decks.


Also known as Mini-Bac, Super 6, or Punto 2000. Speedy, but with increased house edge. Lower betting limits.

EZ Baccarat

Includes wildcard hands (Dragon 7, Panda 8) and special rules. Higher payouts but low betting limits.

Each of the best online Florida casinos will have these game types available, but they may brand them slightly differently, so you should play their free trial versions before risking real money. Every simulated game will have its corresponding baccarat chart prominently displayed for reference, as these rules are crucial to understanding.

Features Of Online Florida Baccarat

When joining a baccarat casino online in FL, it’s important that you have the widest variety of games possible driven by the best baccarat online simulator software. However, that’s just the tip of the iceberg.

To make sure that you’re getting the best banker for your buck, you’ll need to ensure that your chosen site has all of the following attributes, as well. Fortunately, all the Florida online casinos we recommend more than fit the bill.

  • Legal certification and oversight by a trusted governing body
  • RNG (Random Number Generation) software developed by the best companies in the industry (Realtime Gaming, Rival, Betsoft, Microgaming, etc.)
  • Regular auditing for provably fair iGaming compliance
  • Wide selection of video baccarat titles
  • Live dealer baccarat options
  • Free online baccarat games for fun and practice
  • Valuable casino bonuses with achievable rollovers
  • SSL and/or TLS encryption for state-of-the-art security
  • Full casino gaming options with hundreds of games
  • 24/7 customer service via live chat, email, and telephone
  • Deposit and withdrawal options including Bitcoin and other cryptocurrencies.
  • Guaranteed, fast payouts
  • Open to all Florida baccarat players aged 18 and up

Florida Live Dealer Baccarat Online

In addition to being online baccarat casinos, all the providers we recommend are also live baccarat online casino sites. This means that – via a livestreamed video and audio feed – you can join a baccarat table (usually punto banco) where you can play with a real dealer in real time. Short of actually standing in a cordoned-off baccarat pit in Monte Carlo, this is the closest you can get to the real thing.

When you play baccarat online live, you’ll also have access to a chat window where you can talk to your dealer and other players, and you can even sometimes play casino mini-games (like RNG mini-bac!) at the same time!

In addition to standard baccarat, most of the top FL Internet casinos also let you play mini-baccarat online live. This is typically going to be labeled as Super 6 at your site of choice.

Mobile Baccarat at Online Florida Casinos

Offshore casinos don’t actually offer iPhone gambling apps or Android gambling apps in the App Store or Google Play. This is due to the policies of Apple and Google and is not an indictment against the legitimacy of online Florida casinos. The good news, of course, is that such apps are redundant – You don’t need them!

Instead, the best FL offshore casinos have developed first-class web apps to host all their mobile casino games, including baccarat and live baccarat, so you can play on the go using any modern mobile device.

As long as you have an up-to-date browser and an Internet connection, you can play baccarat mobile games from anywhere in the Sunshine State. For the best real money baccarat app experience, just log in with your smartphone or tablet and hit the virtual felts!

Online Baccarat Bonuses

Bonus IconWhen you join any FL casino site for online gambling, you will have the option to accept a welcome bonus. These casino welcome bonuses vary between operators, but they will always match a percentage of your deposit with extra money to top off your bankroll.

Online casino baccarat, slots, video poker, and blackjack games are especially great for bonuses, as such perks let you attain true high-roller status without investing an arm and a leg – and a bowtie. That said, all FL casino bonuses have rollover requirements (aka playthrough) to be aware of, as you must wager a certain fixed sum before claiming any payouts. The online casinos we recommend all have fair bonus terms and conditions, however, so we suggest accepting the bonuses when you can.

Note: Bonuses will typically be larger if you use Bitcoin or another supported cryptocurrency to deposit into your account. Also, you will not accrue bonus rollover when playing live dealer baccarat or live mini-baccarat (live Super 6).

Free Online Baccarat for Florida Players

If you want to strut your stuff like 007 without spending all of MI6’s Moneypenny, you can play online casino baccarat games for free at all the FL-friendly offshore sites listed here.

To play any baccarat online free game at the operator of your choice, simply select the “demo,” “trial,” or “practice” tab on the game page. This lets you learn the ins and outs without going all in and running all out. For newcomers, we always recommend playing free baccarat online first before moving up to the paid tables.

Unfortunately, you cannot play live baccarat online free, as live dealer tables for all game types require players to deposit money and make real cash bets. Your friendly dealer or croupier has to get paid a salary, after all! You won't find free options at Florida's tribal casinos so it is best to practice at home before venturing down to the local casinos.

Florida Online Baccarat FAQs